Waqas Umar Latif
Current Organizations / Institutes
The organizations/institutes from the scholar's latest article
Research Subjects
Research Interests
Waqas Umar Latif has a total of 4 co-authors. Here are the top co-authors by number of shared publications:
- Dalia Debnath
College of Economics, Fujian Agriculture and Forestry University, Fuzhou 350002, China
1 shared publication - Debasish Chandra Acharjee
Department of Agribusiness, Bangabandhu Sheikh Mujibur Rahman Agricultural University, Gazipur 1706, Bangladesh
1 shared publication - Linping Wang
College of Economics and Management, Fujian Agriculture and Forestry University
1 shared publication - Sadique Rahman
Sher-e-Bangla Agricultural University
1 shared publication
Latest Publications
- Open Access
- 1 July 2019
- Published by MDPI AG in International Journal of Financial Studies
- Vol. 7 (3) , 37
Empowering Women through Microcredit in Bangladesh: An Empirical Study
The present study was carried out to identify the determinants of microcredit accessibility by rural women households and its impact on rural women empowerment in Bangladesh. A face-to-face survey was conducted during 2018, interviewing 300 women households in two locations in Bangladesh. Descriptive statistics and econometric modeling were used to achieve the objectives. The results of the study showed that the higher annual income inversely related with the accessibility to the microcredit program, whereas family size (P < 0.05) was positive and significantly influenced the accessibility to the microcredit program. The empirical results indicate that borrowers of microcredit have greater control over their own savings. The regression outcome also exposes that microcredit has a positive and significant impact on enhancing participation in household decision making process and women’s legal awareness. The study suggested that microcredit providers in Bangladesh should be encouraged to review their program planning and redesign loan products by putting more emphasis on higher income group women.
- 1 July 2019
- Published by MDPI AG in International Journal of Financial Studies
- Vol. 7 (3) , 37
Open AccessEmpowering Women through Microcredit in Bangladesh: An Empirical Study
The present study was carried out to identify the determinants of microcredit accessibility by rural women households and its impact on rural women empowerment in Bangladesh. A face-to-face survey was conducted during 2018, interviewing 300 women households in two locations in Bangladesh. Descriptive statistics and econometric modeling were used to achieve the objectives. The results of the study showed that the higher annual income inversely related with the accessibility to the microcredit program, whereas family size (P < 0.05) was positive and significantly influenced the accessibility to the microcredit program. The empirical results indicate that borrowers of microcredit have greater control over their own savings. The regression outcome also exposes that microcredit has a positive and significant impact on enhancing participation in household decision making process and women’s legal awareness. The study suggested that microcredit providers in Bangladesh should be encouraged to review their program planning and redesign loan products by putting more emphasis on higher income group women.