Stevica Deđanski

To assess the impact of employee e-readiness on companies operating in international markets and their adoption of e-commerce, a survey was conducted with a sample of 154 Serbian SME exporters in collaboration with the Serbian Association of Employers at the end of 2024. The online questionnaire examined how employee e-readiness influences SMEs’ willingness to engage in exports, particularly through e-commerce. Seven factors of employee e-readiness were identified as independent variables, while eight factors related to e-commerce application in international trade were defined as dependent variables. Business owners and managers, the targeted respondents, evaluated these statements using a Likert scale. The results revealed a significant impact and strong interrelation between the variables, with digital competency and technology adaptability identified as key factors influencing e-commerce adoption in international trade. Additionally, global market access, online marketplaces, and channel access were recognized as crucial factors for international trade success. The findings of this study contribute to the literature on internationalization, network effects, cost efficiency, and institutional frameworks, offering valuable insights for SMEs seeking to leverage e-commerce in the global marketplace.

New technologies, digitization and educational methods are leading to new innovative models based on increasing cooperation between companies and education. Changes in the education system have led to the improvement of the quality of education, the introduction of dual education, lifelong learning, short study programs, new methods and models based on connecting education and businesses, all with the aim of adapting the education system to the needs of the economy. The results of the research presented in this paper will show the degree and manner of connection between companies and educational institutions, with special reference to higher education institutions. The period of the last ten years, from 2014 to 2024, was observed in order to see in which direction the cooperation is going, as well as predictions for the next period. It was shown who are the initiators of cooperation, that companies increasingly support dual education and accept students for internships. In addition, it is shown how much new t

This paper examines the growing issue of money laundering through cryptocurrencies on a global scale. Criminals use digital assets to launder illicitly obtained funds, converting them into cryptocurrencies to obscure the origins of the money. Unlike traditional financial systems, decentralized finance (DeFi) platforms lack mechanisms to freeze or block funds from suspicious sources, presenting a unique challenge for law enforcement. However, the blockchain underlying cryptocurrencies allows for the tracking of transactions across DeFi protocols, making it possible to trace asset movement, albeit with difficulty due to complex methods criminals use to mix and transfer funds across multiple wallets. The study employs official data from financial institutions between 2019 and 2023, using time-series analysis to forecast money laundering trends under both optimistic and pessimistic scenarios. The paper concludes by highlighting the ongoing efforts by regulatory bodies to strengthen measures aimed at preventing cryptocurrency-related money laundering. In order to draw adequate conclusions, the data used in the paper are official data from financial institutions relevant to money laundering. The time series used in the paper includes data related to the period from 2016 to 2023 and the forecast model based on optimistic and pessimistic scenarios is constructed.

Digitization has led to the emergence of increasingly sophisticated forms of financial fraud, necessitating more advanced and integrated approaches for their rapid detection and prevention. This challenge prompted the authors to examine relevant literature and analyze current policies and measures for detecting financial fraud within the digital environments of organizations, with the aim of enhancing proactive prevention strategies. To this end, an online empirical survey was conducted with 118 executives and managers from Serbia during the first half of 2024, supported by the Association of Employers of Serbia and the Association of Managers. The research focused on the impact of new technologies, particularly AI, on the regulations and organizational policies related to financial fraud detection. Qualitative research, which utilized 12 predefined statements within each impact group using a five-point Likert scale, provided insights into the actual experiences and perspectives of participants concerning financial fraud as a distinct business, social, and economic issue. Multiple correlation approaches were employed to analyze the data. The outcomes suggest that all analyzed factors contribute to addressing financial fraud, with new technologies - especially those based on artificial intelligence - and corporate policies and strategies playing significant roles. Conversely, regulations have a lesser impact, attributed to their correctness, implementation, and enforcement. These findings enhance the understanding of the significance of taking a comprehensive approach to combating fraud, corruption, and financial crime, and highlight the roles of continuous technological advancements, employee digital education, and enhanced communication with the public and investors in building trust and maintaining a company's reputation.

Environmental demanding situations require businesses to innovative as a way to gain each environmental, economic and social goals. This article objectives to suggest the elements influencing improvement of green female entrepreneurship thinking about the improvement possibilities thru standardization and gender equality inherent within side the green economy. Using the methods of regression evaluation with the aggregate of Likert's scale approach, 226 woman entrepreneurs from Serbia in 2021 have been involved in the research. The findings display female entrepreneurship however also, that there may be inadequate interest been committed to them within side the procedure of greening their enterprise in green economy support measures for small and medium companies.