Irina Osipova
Current Organizations / Institutes
The organizations/institutes from the scholar's latest article
Research Subjects
Irina Osipova has a total of 6 co-authors. Here are the top co-authors by number of shared publications:
- Irina Abanina
Department of World Economy and International Business, Faculty of International Economic Relations, Financial University under the Government of the Russian Federation, 125993 Moscow, Russia
1 shared publication - Kira Artamonova
Department of Audit and Corporate Reporting of the Faculty of Taxes, Audit and Business Analysis, Financial University under the Government of the Russian Federation, 125993 Moscow, Russia
1 shared publication - Oksana Yurchenko
Law Institute, Peoples’ Friendship University of Russia (RUDN University), 6 Miklukho-Maklaya Street, 117198 Moscow, Russia
1 shared publication - Pavel Victorovich Stroev
Financial University under the Government of the Russian Federation
1 shared publication - Valerii Leonidovich Abramov
Financial University under the Government of the Russian Federation
1 shared publication - Zhanna Chupina
Faculty of Economics, Peoples’ Friendship University of Russia (RUDN University), 6 Miklukho-Maklaya Street, 117198 Moscow, Russia
1 shared publication
Latest Publications
- Open Access
- 22 December 2021
- Published by MDPI AG in Sustainability
- Vol. 14 (1) , 79
Management of Monetary Policy in the Framework of Decision Making on Setting Interest Rates for Sustainable Social System: Example of the Russian Federation
This work was based on empirical studies of the credit register and loans issued, which have been compiled by all Russian banks since 2017, for the analysis of bank interest rates by a common factor and subject to the control of the characteristics of the loan. These dates identified bank-specific components in the management information system; also, the same data were used to measure the fragmentation of the accounting lending market in Russia. This paper illustrates the credit market in Russia during the COVID-19 pandemic by analyzing the management of loan rates with existing differences due to the heterogeneity of banks and borrowers in order to achieve a sustainable management system. The results show that the heterogeneity of banks’ decision-making when setting interest rates is high and increased at an early stage of the pandemic. Additionally, the results demonstrate that the banks tightened interest-free lending conditions during the pandemic for sustainable management goals.
- 22 December 2021
- Published by MDPI AG in Sustainability
- Vol. 14 (1) , 79
Open AccessManagement of Monetary Policy in the Framework of Decision Making on Setting Interest Rates for Sustainable Social System: Example of the Russian Federation
This work was based on empirical studies of the credit register and loans issued, which have been compiled by all Russian banks since 2017, for the analysis of bank interest rates by a common factor and subject to the control of the characteristics of the loan. These dates identified bank-specific components in the management information system; also, the same data were used to measure the fragmentation of the accounting lending market in Russia. This paper illustrates the credit market in Russia during the COVID-19 pandemic by analyzing the management of loan rates with existing differences due to the heterogeneity of banks and borrowers in order to achieve a sustainable management system. The results show that the heterogeneity of banks’ decision-making when setting interest rates is high and increased at an early stage of the pandemic. Additionally, the results demonstrate that the banks tightened interest-free lending conditions during the pandemic for sustainable management goals.