Jing Xu
Current Organizations / Institutes
The organizations/institutes from the scholar's latest article
Previous Organizations / Institutes
The organizations / institutes from the scholar's other articles in the past ten years
Research Subjects
Jing Xu has a total of 3 co-authors. Here are the top co-authors by number of shared publications:
- Yongrok Choi
Department of International Trade, Inha University, Inharo 100, Nam-gu, Incheon 22221, Republic of Korea
1 shared publication - Yunning Ma
Smart Governance Program, Inha University, Incheon 22221, Republic of Korea
1 shared publication - Zaikun Hou
Institute of Blue and Green Development, Shandong University, Weihai, 264209, China
1 shared publication
Latest Publications
- Open Access
- 14 November 2025
- Published by Association for Computing Machinery (ACM)
- p. 149-156
The Mechanism of Digital Economy Improving Green Total Factor Productivity
- 14 November 2025
- Published by Association for Computing Machinery (ACM)
- p. 149-156
Open AccessThe Mechanism of Digital Economy Improving Green Total Factor Productivity
- Open Access
- 25 April 2024
- Published by MDPI AG in Sustainability
- Vol. 16 (9) , 3596
The Impact of Digital Financial Inclusion on Household Commercial Insurance for Sustainable Governance Mechanisms under Regional Group Differences
This study explores the nexus between digital financial inclusion and household participation in commercial insurance, utilizing data from the Peking University Digital Financial Inclusion Index and the 2018 CFPS database. Using Probit and Logit models, our research uncovers significant regional and risk -preference variations, emphasizing the influence of governance mechanisms. The study underscores the pivotal role of digital participation in a sustainable governance mechanism in shaping financial behavior, as well as the importance of advocating for regulatory interventions, enhanced financial literacy, and infrastructure development to foster equitable insurance access. Moreover, positive determinants, such as education level and social insurance participation, are identified, while discretionary spending emerges as a barrier. This study advocates for expedited digital financial inclusion initiatives to increase financial literacy with strengthened regulatory oversight and governance mechanisms which would ensure sustainable regional development and insurance market resilience.
- 25 April 2024
- Published by MDPI AG in Sustainability
- Vol. 16 (9) , 3596
Open AccessThe Impact of Digital Financial Inclusion on Household Commercial Insurance for Sustainable Governance Mechanisms under Regional Group Differences
This study explores the nexus between digital financial inclusion and household participation in commercial insurance, utilizing data from the Peking University Digital Financial Inclusion Index and the 2018 CFPS database. Using Probit and Logit models, our research uncovers significant regional and risk -preference variations, emphasizing the influence of governance mechanisms. The study underscores the pivotal role of digital participation in a sustainable governance mechanism in shaping financial behavior, as well as the importance of advocating for regulatory interventions, enhanced financial literacy, and infrastructure development to foster equitable insurance access. Moreover, positive determinants, such as education level and social insurance participation, are identified, while discretionary spending emerges as a barrier. This study advocates for expedited digital financial inclusion initiatives to increase financial literacy with strengthened regulatory oversight and governance mechanisms which would ensure sustainable regional development and insurance market resilience.