Rashid Abbas

This study examines the impact of corporate governance mechanisms and product market competition on firm value across developed, developing, and emerging economies. The study employs pooled OLS, fixed-effects, and random-effects models to identify variations across economic contexts. Across all contexts, product market competition consistently enhances firm value, with the most substantial effect observed in emerging economies, highlighting its role in fostering market discipline. This study contributes to the literature by addressing gaps in understanding the early detection of overvaluation and by situating the governance-performance relationship within varying institutional settings. It extends the theory of disruptive innovation by integrating regulatory and competitive environments into governance analysis. The findings offer practical implications for policymakers and firms seeking to improve governance structures and competitive positioning across different economic landscapes.

This study examines the impact of corporate governance (CG) systems on risk and company performance in Pakistan under stable and crisis conditions. Using eleven years of panel data (2009–2019) from 71 non-financial firms listed on the Pakistan Stock Exchange (PSX) 100 Index, the study applies random effect models and the penalized least squares regression model. The Corporate Governance Index (CGI), based on key CG factors including blockholder’s ownership, independent directors, managerial ownership, CEO duality, institutional ownership, and board ownership serves as a self-assessment measure. Findings indicate no significant relationship between CG and shareholder returns (Tobin’s Q, EPS), except for a positive correlation between CG indicators, board ownership earnings, and firm age. While CG exhibits an inverse relationship with shareholder returns, its contribution to overall performance is limited. Additionally, CG and control variables show an insignificant link to risk, whereas Risk1 (a preceding risk factor) is significantly associated with the dependent variable, risk. The study underscores the importance of strong CG practices in enhancing investor confidence and regulatory trust, reinforcing the need for transparent governance frameworks in Pakistan’s corporate sector.

In today's data-driven competitive marketplace, customer relationship management has grown from mere support to sales into a strategic prop that helps in the nurturing of customer loyalty, improvement of satisfaction, and attainment of growth in a sustainable manner. This paper describes how the extended role of CRM on advanced techniques for the acquisition segmentation and analytics of customer data enables a business to identify or engage high-value customer segments through clustering, classification, and hybrid models. These capabilities empower the companies to provide predictive and personalized customer interactions. Another significant focus of the research study is data security for CRM systems, which involves centralized encrypted storage, role-based access control, and multi-factor authentication to keep customer information safe and compliant with regulatory requirements such as GDPR and CCPA. Coupled with artificial intelligence and predictive analytics, the role of CRM has become so advanced that it can facilitate real-time data analysis for proactive decision-making, further enhancing customer satisfaction and loyalty. The findings have shown that a unified CRM framework, which balances actionable insights with robust security protocols, is integral to trust, competitive advantage, and long-term growth for any organization in this heightened environment of data privacy awareness.